If you are unable to reach our academy please email us we will render you online
page link where you can attempt test.
|
Please remit payment always through Western Union Money Transfer in favour of
Shakeel Sultan
|
|
BANKING
INTRODUCTION
The course has introductory
character and covers four groups of issues:
-
basic problems of banking
(analysis of spheres of banking activities, main functions performed by
banks and bank intermediation on financial markets - its historical
evolution, present state, possible scenarios of future development, effect
of globalization on banks),
-
description and analysis of main
bank products, forms of payment performed via banks and interbank
settlement systems,
-
goals and tools of monetary
policy,
-
banking systems in different
countries - similarities and differences.
OBJECTIVES:
Following are the main objectives of the course:
-
Understand
basic banking vocabulary,
-
Understand
the process of money creation by banks,
-
Distinguish
different kinds of bank intermediation,
-
Recognize
main bank products,
-
Interpret
and evaluate the situation in banking system in his/her country.
COURSE
CONTENTS
UNIT: 1
Definition and Origin of
Banking
Definition,
Origin of the word ‘bank’, Evolution of bank, Formation of bank, Kinds
of bank.
Central Bank
Definition,
Nature, Functions, Clearing-house, Monetary policy and its objectives,
Credit control by central bank, Role of central bank in the economic
development of a country
Commercial Bank
Definition,
Functions, balance sheet, Cash reserve, Difference between commercial bank
and central bank, Scheduled bank, Non-scheduled bank, Difference between
scheduled bank and non-scheduled bank, Essentials of a sound bank, Role of
commercial banks in the economic development of a country, Difference
between central and commercial bank
UNIT:
2
Bank Deposits
PLS-savings
deposit, PLS-term deposit, Current deposit, Difference among these deposits,
Foreign currency deposit, Selection of deposit, Procedure of opening
deposit, Introductory reference, Books rendered by bank to his depositor,
Termination of deposit, Merits of opening the deposit with a bank.
Bank
and bank’s Customer
Bank,
Customer of bank, Kinds of customers, Relationship between customer and
bank, Termination of the relationship between customer and bank
UNIT:
3
Negotiable Credit Instruments
Cheque
Definition,
Characteristics, Entries, Parties, Kinds, Procedure to cash a cheque, Issue
of a new Cheque book, Difference among various kinds of cheques, Crossing,
Kinds of crossing, Who can cross a Cheque, Termination of crossing,
Difference between general and special crossing, Similarities of general and
special crossing, Retirement of crossing, Endorsement, Essentials of
endorsement, Kinds of endorsement, Changes in cheque, Payment of cheque,
Dishonor of Cheque, Merits of Cheque, Use of cheque in Pakistan
UNIT:
4
Bill of Exchange
Definition,
Characteristics, Parties, Kinds, Acceptance, Essentials, Dishonor, Terms
used in bill of exchange, Retirement, Merits, Difference between bill of
exchange and cheque
Promissory Note
Definition,
Characteristics, Parties, Kinds, Endorsement, Difference between cheque and
promissory note, Difference between bill of exchange and promissory note
Bank Draft
Definition,
Entries, Parties, Procedure, Kinds, Difference between cheque and bank
draft, Difference between bill of exchange and bank draft, Difference
between promissory note and bank draft
Treasury Bill
Definition, Characteristics,
Importance
UNIT:
5
Not-Negotiable Credit
Instruments
I Owe You
Definition, Characteristics
Postal Order
Definition, Characteristics
Money Order
Definition, Characteristics
Stock Certificate
Definition, Characteristics
Letter of Credit
Definition, Kinds (Commercial and
Non-Commercial)
- Commercial letter of
credit—Definition, Parties, Opening, Kinds, Merits
- Non-commercial letter of
credit—Definition, Kinds, Characteristics
UNIT:
6
Bank Advances
Bank
funds, Overdraft, Cash finance, Long finance, Purchase of shares and
debentures, Discounting of bills of exchange, Comparison of various kinds of
loans, Terms used in loaning, Principles of Advancing Loans, Precautions in
Advancing Loans, Securities against loans, Essentials of good securities,
Kinds of securities
Credit Creation by Commercial
Banks
Definition, Methods, Process,
Formula, Limitations, Criticism
Foreign Exchange
Definition,
Foreign exchange rate, Determination of exchange rate, Theories of exchange
rate determination, Causes of changes in the exchange rate, Exchange
control, Objectives, Methods of exchange control, Merits and demerits of
exchange control
Money and Capital Market
Money market, Capital market,
Institutions of money market, Functions of money market, Characteristics of
good money market, Importance of capital market, Pakistan’s money market,
Shortcomings of Pakistan’s money market, Suggestions to eliminate
shortcomings in money market.
RECOMMENDED
BOOK'S:
1.
BANKING
– Learning Basic Concepts (Textbook) by Prof. Moeen-ud-Din
2.
BANKING
– Checking Your Skills (Objective Type) by Prof. Moeen-ud-Din
|
